19 Things Americans Should Do Immediately To Save Money While Staying At Home

Let’s face it, a lot of us now have a bit of extra time on our hands that we just spend binge watching the office on Netflix. What if you could get paid a little bit of extra pocket money just for taking a few online surveys? Would you do it? There’s a new website called Survey Junkie that allows you to do just that. You provide them with a bit of information about yourself and they’ll match you up with surveys that you can complete for big brands. You then earn rewards and virtual points that you can redeem for money in Paypal or e-Giftcards. You won’t make a ton of money doing this, but it could help pay for a few things every month and it’s easy to do. The more surveys you complete the more you get paid.

No matter what type of service you offer, you can likely offer it on Fiverr. This is terrific for digital services such as graphic design, web design, short audio or video clip creation, editing services, writing and so on. If you have a bit of extra time and have decent command of the English language – you can make some good extra cash just from writing a few articles.

Fiverr has expanded beyond just the $5-per-gig model. That means you can get paid much much more than just $5 for tasks you complete. Depending on your skills, you could do considerably well on here. There are even some people making six figures on fiverr.

Did you know you can get a lower auto insurance rate if you work from home? You can either ask your current insurer to give you a lower rate or you can use a website to compare quotes from multiple insurers - and let them compete for your business. I mean, you wouldn't consider booking a hotel or vacation without using a price comparison website like Expedia so why aren't you doing the same with your car insurance.

There's a new website that does just that called Provide Insurance. Once you fill out the form on their website they’ll provide you with multiple quotes you can choose from. You are NEVER locked in with your current insurer, so if you have no accidents or tickets in the past two years you should definitely do this.

Let's face it, we all know that a good credit score can open a lot of financial doors while also giving us lower rates of interest on our loans. Credit scores typically range from 300 to 850, with a credit score of 700 or above generally considered good. On that same range, a score of 800 or above is considered excellent. If you already know that your credit score is 800 and above then you probably don't need to keep reading this. In addition to the usual strategies of paying your bills on time, keeping credit card balances low and not applying for too much credit, there's also another way you can quickly increase your FICO score with Experian Boost. Experian® developed a revolutionary service to give consumers a way to quickly increase their credit scores using their on-time utility and telecom bill payments. The process is ridiculously simple and 100% free. You don't need anything to qualify—simply click here to visit their website and sign up to start boosting your score.

Now obviously this isn't the best time to be out of the house, especially if you're older than 50, but people are still ordering food and they need someone to deliver it. DoorDash is still looking for new drivers and it's a great way to make extra money during this lockdown.

We recommend DoorDash as it is one of the top delivery apps out there. Drivers expressed they enjoy the flexibility the service provides, allowing them to make money around their own schedule when they want. The app also allow users to tip on top of their order, meaning more cash for you. Starting is easy too: just sign up, have a valid driver’s license and start earning.

You may or may not know this but the Federal Reserve just slashed interest rates all the way to 0%, that means these savings are about to be passed onto homeowners.

If you’re a homeowner and you want to save yourself thousands of dollars year after year, there’s government programs you can now take advantage of. These programs could help hundreds of thousands of Americans reduce their monthly payments by as much as $3,252 in their first year. Many of these programs were set to expire in 2020 but with the recent pandemic they are being extended. In order to qualify for these savings you’ll need good or excellent credit. To check if you qualify visit Enhanced Relief, and fill out the short quiz (take 2 minutes). If lowering your payments, paying off your mortgage faster, and having an extra $271 a month in savings would help you, then this could be the easiest money savings tip you take.

Here’s a little tip most Americans aren’t told about. Chances are you purchase the same household products on a daily/weekly basis. But what if you could get free samples sent to you from these very same manufacturers? Not a lot of people know about it, but you can actually claim free samples from top brands. If you’re looking for a way to get household goods, pet food samples, sweet treats, posters, days out vouchers and much more, we recommend signing up for the Free Samples Guide. Once you provide them with your email address, they’ll let you know when you’re eligible for the latest free samples and how to claim them.

This might be the cheapest, easiest way to effortlessly make your own "personal power plant"... and have a perpetual source of cheap green electricity for anything that might come your way.

You don’t have to be an electrician to do it, there’s no maintenance needed, it doesn’t take up a lot of space and the best part: you won’t need to rely on the power grid anymore. Click Here to see what this Disaster-Proof, Recession-Proof, Drought-Proof "Backyard Power Plant" can do for you.

Trying to save money can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt consolidation is the process of combining all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. The likelihood in these circumstances of reducing interest rates is very high, and there are many firms out there who will walk you through the process making it simple and painless. If you have more than $10,000 in debt, then this is something you should do right away. You can get the best quote to consolidate all your unsecured debt by clicking the link below.

Do you love getting refunds? How cool would it be to get money back on stuff you’ve already bought without having to do a thing? Paribus is an app that lets you find out if stores you’ve shopped at online owe you a refund. It’s free to sign up. Paribus connects to your email account and checks your receipts. If they find out a retailer has dropped their price they file a price adjustment claim for you automatically. Try out Paribus.

Paribus works with a huge number of merchants that you probably already shop at, including Walmart, Amazon, Costco, Best Buy, Target, Apple, Kohl’s, and more!

Many homeowners don’t have the extra cash to shell out for repairs when something in the house breaks. You most likely have homeowners insurance right? But what about if your washing machine of 10 years breaks down? Or your dryer just stops working one day? Homeowner insurance won’t cover those repairs. That’s why getting setup with a Home Warranty Program can actually end up saving you a lot of money in the long run. It will cover any unexpected repairs to your appliances, plumbing, water heaters, heating and other electrical systems. They also will replace anything that they can’t fix. Make sure you shop around for rates on a home warranty program – this website will give you quotes that you can then choose from. A home warranty program should be a minor cost that can end up saving you major money.

Healthcare is an essential part of human life, and the costs of doctors and the right treatments add up more and more as we age. Right now we're seeing just how important it is to have your medical costs covered. Most retirees need to take some type of medication, so it’s only right that you should be getting the most out of your medical insurance.

By working with the best insurance company for your needs you can be sure to have the best coverage for the cheapest prices.

Some insurers will send seniors a discount card that you can show when paying for prescriptions. Just remember to check with your local pharmacy to see what discounts are available to you, because discounts might change depending on location.

Many seniors may be able to get extra benefits and don’t even know they’re available. You can also check if you are eligible to get vision, dental, hearing or prescription drug coverage included in your plan.